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Buy Now, Pay Later options, also known as BNPL, is a payment tool that allows you to break down your transactions into manageable payments. This can be a helpful way to get goods that you would not otherwise be able to acquire right away.
When you use BNPL, you typically enter a down payment at the moment of purchase, and then pay off the remaining balance in several bi-weekly installments.
- Consider some potential advantages of using BNPL:
- It can make large purchases more reachable.
- Strengthen your credit score if you employ it responsibly.
- Bypass high-interest debt.
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